SberCard for foreign citizens

  • The same card as for Russian citizens
  • Cheap international transfers and easy payments
  • No service fee, if you use the card to receive salary
Apply online
SberCard for foreign citizens
0 ₽
Service fee
₽150. Free-of-charge for payroll customers.
0 ₽
Cash withdrawal
up to ₽150,000 per day at SberBank ATMs.
0-1%
Fee for transfers
to friends and family living outside of Russia.
99 ₽
Fee for notifications
reports of card transactions on your mobile phone.

Transfer money in the app

With our card you can transfer money to your family and friends via SberBank Online1 to a number of countries

How to transfer the money

Pay for your labor patent

Apply for a card and pay for your labor patent in any SberBank ATM or branch. The easiest way to do it is to use SberBank Online mobile app or web version.

How to pay

Receive and spend SberSpasibo bonus points

You will receive bonus points for paying with your card2. They can be used to pay up to 99% of the purchases in pharmacies, apparel stores, cafes, etc. 1 bonus point = 1 ruble

Learn more

With SberPrime+ subscription you receive more benefits with your card

With the subscription3 you can:

  • Transfer money to other bank's customers free of charge
  • Withdraw cash free of charge
  • Use mobile communication services free of charge: 500 minutes and 5GB, or get a 40% discount for any other service plan
Learn more

It's easy with SberBank Online mobile app

  • Transfer money to your family or friends in Russia or abroad
  • Pay for your labor patent, top up mobile phone, pay utility and other bills
  • View the history of your spending
  • Open deposits and check account balances
Download the app How to use mobile app

How do I apply for a card

  1. 1
    Fill in the application in Russian
    You will only need your national passport and  mobile number from a Russian operator.
  2. 2
    Wait for the SMS that will notify you when the card is ready
    We will send you a notice when your card is ready.
  3. 3
    Collect the card in one of our branches
    Remember to take the necessary documents with you.

Обратите внимание

Заявку нужно заполнять на русском языке

Guide for Foreigners

Here you can find answers to some questions you may have:

  • How to plan a move to Russia
  • What documents should you prepare
  • How to settle down and spend your free time

Share this Guide with your friends or relatives who want to move to Russia but do not know what to start with.

Learn more

1 SberBank Online web version and mobile app are available to holders of SberBank bank cards (except corporate cards) connected to the Mobile Bank text messaging service. Internet access is required to use the SberBank Online web version or mobile app. No age limit applies to any information products. To learn more, visit the bank's website, contact a branch or call 8 800 555-55-50. Sberbank. General banking license No. 1481 issued by the Bank of Russia on 11/08/2015

2 SberSpasibo program (the Program) is organized by Sberbank (General Banking License No. 1481 issued by the Bank of Russia on 11/08/2015). The Program is in effect beginning 12/11/2011 and operates indefinitely. The Program is implemented at the order of Sberbank by AO CPL (OGRN: 1117746689840, Moscow, intracity territory Dorogomilovo municipal district, Poklonnaya St., 3  prem. 120). To learn more about the program rules, registration options, partners and their special offers, terms and conditions of receiving awards, receiving and spending bonus points/SberMiles, and limitations, visit our website: https://spasibosberbank.ru/ and/or https://sberspasibo.ru/. The terms used in this text have the meaning assigned to them in the program rules. The program organizer may unilaterally change the rules of the program, including its dates, the number, timeframes and other conditions of benefits. This is not a public offer.

3 SberPrime+ service plan (18+) offered by Sberbank (hereinafter, the SP) is the price of the set of products/services with the list of them and terms of their provision (fees and/or other terms). Terms & Conditions the price, terms, limitations and timeframes of SP activation. The fee for the SP is RUB 399 per month or RUB 3,990 per year paid as a monthly/yearly subscription fee which includes the cost of all the products and services included in the SP. However, customers do not have to use all the products/services offered as part of the SP.

When activating the SP, customers can purchase SberPrime subscription provided by AO CPL (OGRN 1117746689840, registered at: 121170, intracity territory Dorogomilovo municipal district, Moscow, Poklonnaya St., 3, 3rd floor, prem. 120) as part of campaign "SberPrime+ with 100 (One hundred) percent discount of the SberPrime subscription price for every SberPrime subscription period equal to 1 (One) month/year" (hereinafter, the SP Campaign). The benefit is granted for the period of participation in the SP Campaign which is calculated as a period from activating SP SberPrime+ until the termination of SP SberPrime+ or the expiry of the Campaign, whichever is earlier. The total period of the SP Campaign: from 01/04/2021 to 31/03/2023 inclusive, Moscow time. Learn more about the SP Campaign organizer, its rules, the number of awards, the timeframes, the place and the procedure to receive them, the limitations.

SberPrime subscription (the Subscription) means services provided by AO CPL (OGRN 1117746689840, registered at: 121170, Moscow, intracity territory Dorogomilovo municipal district, Poklonnaya St., 3, 3rd floor, prem. 120) to organize and ensure the provision to individuals of the access on special terms (for special price) to the set of services of SberPrime subscription partners, or a benefit granted as part of unique marketing campaigns of SberPrime subscription partners. Learn more about the Subscription. Offer. The list of partners, terms and conditions of service provision, limitations.

You pay the fee
If you spend less than ₽5,000
or have less than ₽20,000 on your accounts
No fee
If you spend ₽5,000 or more
or have ₽20,000 or more on your accounts
More bonus points
If you spend ₽20,000 or more
or have ₽40,000 or more on your accounts
Maximum benefits
If you spend ₽75,000 or more
or have ₽150,000 or more on your accounts
Monthly fee ₽150 Free of charge Free of charge Free of charge
Card notifications
per month 		₽99 ₽99 ₽99 Free of charge
Cash at ATM
commission-free 		in Sberbank in Sberbank in Sberbank All other countries
Fee for international wire transfers 1% of the transfer amount. Minimum: ₽30, maximum: ₽1,000
Cash withdrawal limit ₽50,000 per day
₽500,000 per month 		₽150,000 per day
₽1,500,000 per month 		₽300,000 per day
₽3,000,000 per month 		₽500,000 per day
₽5,000,000 per month
Increased bonus points
in cafes and restaurants 		+5% +5%
Increased bonus points
for taxi rides		 +5%
Increased bonus points
at petrol stations 		+10%

Payment systems

Payment system

VisaMastercardMir
Contactless payment
Payment with phone
Available currencies₽₽₽
Can I use it in other countries?
Expires in5 years5 years5 years

Bonus points accrual

Bonus points from SberBank for making purchasesup to 10% of the purchase amount
Bonus points for making purchases among partners30% from the purchase amount

Fees for other services

Scheduled reissuefree-of-charge
Maintenance and issue of an additional cardfree-of-charge
Re-issue charge if the card is lost or personal data are changed150 ₽
Checking the balance in ATMs of other banksRUB 15 per request
Getting a statement from a bank's ATM (10 last transactions)RUB 15 per request
Receiving a card reportfree-of-charge

Documents

How much time does it take to issue a card
What documents are required to receive a card in a branch?
How to make a transfer?
How do I send money to customers in CIS countries knowing only their phone number?
How do I pay the patent tax?
Where can I view the details of my card?
Is it safe to use contactless card?
What’s the difference between SberCard and other cards?
What are the terms when I get the card?
How to not pay SberCard service fee?
How do I get even more benefits from SberCard?
How do I start accumulating SPASIBO bonus points?
How can I use SPASIBO bonus points?
What countries can I transfer money to?
How much time does it take to issue a card
In big cities such as Moscow, St Petersburg, Novosibirsk, Ekaterinburg, and Nizhny Novgorod, the card will be ready in 2-3 working days. In less populated regions, we will need 3-10 working days to issue and deliver it. It might take us up to 15 days to deliver a card to remote areas. Please refer to the table to learn about the exact time limits.
What documents are required to receive a card in a branch?
To receive your card in a branch, make sure you take your passport or another identity document that you used to apply for the card. To receive a card for someone else, you will need a notarized power of attorney.
How to make a transfer?
The transfer is carried out through the Sberbank Online mobile app with debit cards in Russian rubles. To use the mobile app, you need to connect to the Mobile Bank SMS service and access the Internet. Detailed information is available by phone 8 800 555 55 50.
How do I send money to customers in CIS countries knowing only their phone number?
To transfer money, open SberBank Online app → Payments → International wire transfers → To card/account using phone number → Select the payee’s bank → Enter the payee’s phone number and the transfer amount. The money will be transferred instantly.
How do I pay the patent tax?
If you’re in Moscow, launch SberBank Online app → Go to Action tab on the top of the main screen → Click on the QR code icon → Scan the code from the receipt → Pay the patent tax.

Screenshots from the app

If you are in St. Petersburg, Moscow Region, Leningrad Regionand Karelia, open SberBank Online → Payments → State → Work Patents → Select your region → Enter the details.

Screenshots from the app

You can pay the patent tax in bank branches, ATMs, and your SberBank Online profile.
Where can I view the details of my card?
To view the details, open Sberbank Online app, find the card and click Show Details button.

Alternatively, in your Sberbank Online profile, open Cards section, find the card, click Card Information, then → Card Details for Transfers.
Is it safe to use contactless card?
Yes, the card is safe. You don’t have to insert it, so the card data remain inaccessible for criminals. Making purchases without taking out the card and entering PIN is much safer as no one sees the card details. Besides that, contactless technology prevents you from paying for the same thing twice: after you pay, the terminal makes a notification sound and disables automatically.
What’s the difference between SberCard and other cards?
SberCard is a SberBank debit card that offers you benefits based on your activity. At the end of each calendar month, your spending and daily balance are analyzed. The spending analysis includes purchases that were not added to the exception list and does not include transfers and cash withdrawals. The amount you spend and save using SberCard determines the cost of the card, services and privileges.
What are the terms when I get the card?
You do not pay the service fee and get 5% cash back in bonus points for purchases in cafes and restaurants. These terms are applicable from the moment you receive SberCard up until the end of the next month. For that, you need to register in SberSpashibo loyalty program. For the first two months, all notifications are also free of charge.
How to not pay SberCard service fee?
To not pay a service fee, spend ₽5,000 per month using SberCard or ensure your card balance is at least ₽20,000 during the entire month. If you receive a salary on your SberBank card (from an organization or individual entrepreneur), you don’t pay the service fee during the next month. For example, you received your salary in April, so in May you don’t have to pay SberCard service fee.
How do I get even more benefits from SberCard?
If you make purchases for a certain amount or maintain the card balance at a certain level you don’t pay the service fee and receive increased bonus points or use mobile banking and withdraw cash from third-party ATMs for free.
How do I start accumulating SPASIBO bonus points?
You will need to register in Spasibo From Sberbank program after you receive your card. The easiest way to register is to send a text message with the word ‘СПАСИБО 1234’ to 900, where ‘1234’ are the last four digits of your card number. You can also register for the program in your Sberbank Online profile or a Sberbank ATM. Find Spasibo From Sberbank section and follow the prompts.

The bonus points are accumulated automatically when you pay with a card. The higher your level, the more bonus points you get.
How can I use SPASIBO bonus points?
SPASIBO bonus points can be exchanged for discounts when you purchase products and services from our partners. The full list of partners is available on the Program’s web site. Besides that, SPASIBO bonus points can be exchanged for a discount on flight tickets and hotel bookings on Spasibo From Sberbank.Travel web site. Moreover, bonus points can be exchanged for discounts on tickets for events on Spasibo From Sberbank. Experiences web site.
What countries can I transfer money to?
You can transfer money from SberCard for foreigners to Azerbaijan, Belarus, Vietnam, Georgia, Hong Kong, Israel, Kazakhstan, Kirghizia, Latvia, Lithuania, Macao, Moldavia, Mongolia, Tajikistan, Turkmenia, Turkey, Uzbekistan, Ukraine, the Philippines, the Czech Republic, Estonia.

ID documents required to apply for a card

  1. Passport of a foreign citizen or another ID document allowed by the federal law or recognized by the Russian Federation pursuant to the international treaty as an identity document.
  2. Valid migration card.
  3. Visa or migration card or patent; work permit or temporary residence permit; permanent residence permit or another document that permits to stay in the Russian Federation.

For stateless person:

  • document issued by a foreign state and recognized by the Russian Federation pursuant to the international treaty as a document certifying identity of a stateless person.
  • residence permit or temporary residence permit.
  • other documents allowed by the federal laws and recognized by the Russian Federation pursuant to the international treaty as a document certifying identity of a stateless person.

For refugees:

  • certificate confirming that application for refugee status was accepted for consideration as issued by a diplomatic or consular organization of the Russian Federation, an immigration control office or territorial federal executive body responsible for migration issues.
  • refugee certificate.